The economy is out of your control. Your financial plan shouldn’t be

The economy is out of your control. Your financial plan shouldn’t...

Finance Minister Enoch Godongwana has delivered his mid-year report card, also known as the Medium-Term Budget Policy Statement (MTBPS), announcing a temporary reduction in...
Simple labels can be misleading when it comes to credit

Simple labels can be misleading when it comes to credit

People often think of debt in simplistic terms. ‘Good debt’ improves your financial position, and ‘bad debt’ pays for things you don’t need and...
Money & Me 2026: South Africans struggle to stretch money

Money & Me 2026: South Africans struggle to stretch money

South Africans are under increasing financial pressure, with the proportion who find every month financially difficult reaching 65% in 2026, up from 61% in...
Ralene Grobler, Financial Adviser at Momentum Financial Planning

When money concerns take over: the link between financial stress and...

Mental wellbeing and financial wellbeing are usually considered separate issues. But when you are constantly worrying about money, the two are hard to separate. Many...
Lightening the mental load of money is closer than you think

Lightening the mental load of money is closer than you think

As South Africa marks Mental Health Awareness Month, research highlights the extent to which financial pressure continues to affect emotional wellbeing. A 2025 index...
When earning a salary isn’t enough to stay out of debt

When earning a salary isn’t enough to stay out of debt

If you had a job and earned a regular salary, you were once considered financially stable, but for a growing number of South Africans,...
South Africans are running out of non-essential expenses to cut as household costs continue to climb, says Stage Zero

South Africans are running out of non-essential expenses to cut as...

South African households already cutting discretionary spending are facing another round of pressure from higher borrowing costs and a sharp fuel price increase in...
The Comparison Trap – Is Your Money Funding Someone Else’s Life?

The Comparison Trap – Is Your Money Funding Someone Else’s Life?

One of the most expensive financial mistakes you can make is spending on a life you never consciously designed. It happens when someone else’s choices...
Mental Health Awareness Month: Take control of money, reduce the worry

Mental Health Awareness Month: Take control of money, reduce the worry

October is Mental Health Awareness Month, with World Mental Health Day on 10 October. While much of the conversation around money and mental health...
What financial legacy are you building? Retirement readiness goes beyond having a plan

What financial legacy are you building? Retirement readiness goes beyond having...

Heritage is more than what we inherit. It is what we preserve, what we build, and ultimately what we pass on. During Heritage Month,...
Before You Nominate Your Child as Executor, Consider What You’re Asking of Them

Before You Nominate Your Child as Executor, Consider What You’re Asking...

Nominating your child as executor of your will may leave them with one of the hardest jobs they will ever do for you. We often...
You’ve protected your future. But have you told your family what happens next?

You’ve protected your future. But have you told your family what...

Many of us spend years putting the right financial protections in place. We insure our cars, protect our homes, take out life cover, save...