Prevalence of ‘survival’ borrowing doesn’t mean all credit is bad
Using credit to fund everyday expenses indicates ‘survival borrowing’, where households repeatedly rely on credit to make it through the month.
Increases in essential expenses...
Tourism and Heritage Month: Turn your local knowledge into extra income
Tourism Month and Heritage Month in September, which honour our rich cultural traditions and history, are timely reminders that tourism is about more than...
6 ways to manage the rising living costs
It's not in your imagination - the cost of living is going up, according to a recently released report by the Competition Commission.
You know...
What financial heritage are you creating for the next generation?
Five questions worth asking around the braai this Heritage Day
On Heritage Day the fire gets lit, the meat goes on and the family gathers....
Where does your will live?
Every September, South Africans are reminded of the importance of drafting a will. It’s important and good advice. But for working professionals who already...
Your Parents’ Money Rules Need a Rewrite
Many of us have inherited some ‘failsafe’ money rules from our parents, like saving for a house deposit, avoiding debt as much as we...
Younger consumers hit hardest by financial stress, DebtBusters survey finds
There’s no financial breathing room for young South Africans embarking on their careers, with those aged 24 or less experiencing the largest increase in...
Protect your household budget against the Super El Niño
Most climate change conversations focus on shifting rain patterns, agricultural yields, or environmental damage. Yet one of its most immediate consequences is often overlooked:...
When Should You Start Using A Financial Adviser?
Your first salary lands. After deductions, there’s something left over – and you’ve seen enough FinTok to know that you should be investing. So,...
Shop, swipe, save: 7 tips to maximise loyalty programmes
With the cost of living stretching budgets to breaking point, South Africans are increasingly looking for ways to save. Many turn to loyalty programmes,...
Households under pressure as expenses outpace income
NDCA warns credit and two-pot withdrawals signal affordability problems
Contrary to perceptions that lifestyle overspending is why many South African households struggle to make it...
Investing in your home can put money back in your pocket
Homeowners have traditionally been encouraged to think of their property as an investment because of its potential to increase in value. Today, there’s another...
