Lime 24 tips on how to avoid / prevent scammers from stealing your money when doing card payments

Non-cash payment methods have already firmly entered our lives. Paying with a card in stores and on the Internet is quick, convenient and safe if you follow a number of recommendations that will protect you from cybercriminals. Fraudsters create new deception schemes and masterfully use psychological techniques to earn the trust of citizens.

Unfortunately, anyone can fall for the scammers’ tricks. But getting the money back is almost impossible. Improve your financial literacy, and you will always know how to counteract scammers.

Below, we at Lime24 will tell you how to protect yourself from these financial losses

Don’t share with anyone your card details: CVC/CVV code (three digits on the back of the card), PIN, passwords and notification codes

Sometimes all you need to pay for a purchase is the card number and its expiration date. You shouldn’t share this information with anyone and don’t give your card to anyone. Also, don’t ever write the PIN on your card.

Get a special / virtual card to pay for online purchases!

You shouldn’t keep a lot of money on it; it’s better to replenish it immediately before purchasing with the required amount.

Don’t use public computers or open public Wi-Fi while online shopping. With their help, scammers will be able to see what sites you have been on, your email and passwords, and also gain access to personal files.

Use an antivirus

Installing antivirus software and updating it regularly on all the devices you use will protect you from phishing and malware.

Use two-factor authentication whenever possible

This is a method of identifying a user in any service, which requests data of different types. For example, a login with a password that you came up with yourself, and a one-time code sent to you via SMS/push notifications.

Create complex and unique passwords

You shouldn’t use the same password for different resources or services. This makes it easier for scammers to access your data and funds.

Safety depends primarily on yourself. You need to be vigilant, carefully shop online and warn your relatives and friends, especially the older generation. Remember that preventing fraud is easier than returning stolen money.