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The banking industry has recorded the highest level in its loan-to-deposit ratio (LDR) in recent years, as more people borrow and dig into savings.<\/em><\/p>\n According to the latest sector reports, the LDR, which is a key metric used to measure a bank’s liquidity, jumped from 76.1% in 2024 to 87.5% by the end of 2025.<\/p>\n However, it remains below the 95% trigger threshold which serves as a red flag for potential liquidity crises.<\/p>\n The higher LDR indicates an increased reliance on deposits to fund lending…<\/p>\n<\/div>\n Read more on AllAfrica.com<\/a> The banking industry has recorded the highest level in its loan-to-deposit ratio (LDR) in recent years, as more people borrow and dig into savings. According to the latest sector reports, the LDR, which is a key metric used to measure a bank’s liquidity, jumped from 76.1% in 2024 to 87.5% by the end of 2025. […]<\/p>\n","protected":false},"author":11,"featured_media":230184,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","fifu_image_url":"https:\/\/cdn.allafrica.com\/static\/images\/structure\/aa-logo-rgba-no-text-square.png","fifu_image_alt":"","footnotes":""},"categories":[723],"tags":[258,256,6865,8574,14228,22991,6401,4706,724,257,254,24047],"class_list":["post-230183","post","type-post","status-publish","format-standard","has-post-thumbnail","category-namibia","tag-africa","tag-africa-news","tag-banks","tag-commercial","tag-decline","tag-deposits","tag-liquidity","tag-namibia","tag-namibia-news","tag-news","tag-south-africa-today","tag-tighten"],"fifu_image_url":"https:\/\/cdn.allafrica.com\/static\/images\/structure\/aa-logo-rgba-no-text-square.png","_links":{"self":[{"href":"https:\/\/southafricatoday.net\/africa-news\/wp-json\/wp\/v2\/posts\/230183","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/southafricatoday.net\/africa-news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/southafricatoday.net\/africa-news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/southafricatoday.net\/africa-news\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/southafricatoday.net\/africa-news\/wp-json\/wp\/v2\/comments?post=230183"}],"version-history":[{"count":0,"href":"https:\/\/southafricatoday.net\/africa-news\/wp-json\/wp\/v2\/posts\/230183\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/southafricatoday.net\/africa-news\/wp-json\/wp\/v2\/media\/230184"}],"wp:attachment":[{"href":"https:\/\/southafricatoday.net\/africa-news\/wp-json\/wp\/v2\/media?parent=230183"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/southafricatoday.net\/africa-news\/wp-json\/wp\/v2\/categories?post=230183"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/southafricatoday.net\/africa-news\/wp-json\/wp\/v2\/tags?post=230183"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
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South Africa Today Africa \u2013 Southern Africa Namibia<\/a> News<\/p>\n","protected":false},"excerpt":{"rendered":"