Ghana: Pension Reform and Retirement Dignity in Ghana – Rethinking the System for Inclusive Security

PRESIDENT John Dramani Mahama’s directive to review Ghana’s pension structure–particularly to accommodate participation by the informal sector and guarantee dignity in retirement–comes at a critical moment. Across the country, millions of workers approach old age with uncertainty, not because they failed to work hard, but because the pension system has not fully evolved to reflect the realities of Ghana’s labour market.

At the heart of this policy direction lies a simple but powerful principle:…